sra.org.ukBefore committing to a policy, it’s important to understand exclusions. Some plans require re-underwriting, while others offer loyalty perks. Always verify what’s included—especially around outpatient care—and ensure the plan aligns with your health goals.

wikipedia.orgVitality and The Exeter are among the leading providers in the UK. They offer customisable coverage that allow users to adjust excess levels. Some even reward healthy behaviour with reduced premiums, making it easier to stay covered.

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